Medical Plan
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Embrace Medical Plan |
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This plan provides you with a thoughtful and direct reimbursement coverage on hospitalization. Embrace life with tenderness, love and care even when facing unfortunate illnesses and unexpected expenses.
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Embrace longevity
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Whether there is any change in health conditions or any previous insurance claim, all successfully applied insurance plans are guaranteed renewable until the age of 100. |
Embrace with power
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This plan also covers Radiotherapy and Chemotherapy for Cancer Benefit and Kidney Dialysis Benefit. |
Embrace wellness
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This plan specially offers Healthy Lifestyle Reward: If you qualify under the designated Wellness Benefit conditions, a 5% discount on the first year premium will be provided; in the case that there are no claims for two consecutive years, the following year's premium is eligible for a 10% discount. |
Embrace flexibility
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A wide range of insurance choices for you: Economy, Standard, Superior and Premier protection plans. Economy plan is an ideal supplement to any existing medical plan. An additional medical booster benefit is also available with enhanced protection until the age of 75, offering you extra flexibility to ease any huge medical burden. |
Embrace the world
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When coming across unexpected illness or accidents overseas, the International SOS 24-hour Worldwide Assistance Program gives the most immediate support.
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The features above are indicative only. Please refer to Product Brochure for details. |
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| Balance Refundable Hospital Income Plan |
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This plan provides you with 10 years of coverage including daily hospital cash support when you are in need of hospitalization. Total Annual Premium Paid will be returned to you at the end of the policy term, granting you balance and comfort.
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Balance of income
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Whether you have made any policy claim or not, you are guaranteed to get back 100% of your Total Annual Premium Paid at the end of the policy term. You can also enjoy a designated proportion of Total Annual Premium Paid as a Surrender Benefit. |
Balance of benefits
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Choose among four options of Daily Hospital Cash Benefit: HK$300 / HK$600 / HK$1000 / HK$1500, offering flexible support for different needs. This is complemented by Intensive Care Benefit for which you will receive double the amount of Daily Hospital Cash Benefit for Confinement in Intensive Care Unit. |
Balance of life
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In the event of death, the beneficiary will receive 150% of Total Annual Premium Paid. If it is due to accidental death, an extra 50% of Total Annual Premium Paid will be granted as a comforting benefit. |
Perfect balance
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If your expenses have been covered by other medical or hospitalization policies, you can still enjoy this daily hospital cash support offered by the plan.
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The features above are indicative only. Please refer to Product Brochure for details. |
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Useful Tools
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