Child Education


Basic + Junior

Basic + Junior
It is the desire of parents to provide the best possible for their children, from the clothes they wear to their education. ING Basic + Junior is tailor-made for children between newly born to 17-year-old. Through this plan, you can provide comprehensive life protection for your children, as well as earning attractive interest returns for their education and for the future.
Flexible Protection and Premium Paid/Withdrawal- A Plan that Grows with Your Child
Two different types of coverage – Increasing Benefit (sum insured plus account value) or Level Benefit (sum insured or account value, whichever is higher)
Premium Holiday to suspend premium and to resume it when necessary.
Flexibility to withdraw accumulated account value as your child grows.
Variable Premium Payment Options for Extra Flexibility
Include Basic Premium, Regular Contribution and Booster Contribution, allowing you to choose the premium amount as your child's education plan changes.
Protect Your Savings Against Inflation with Higher Potential Interest
The average interest rate of similar plans over the past 10 years was over 6%.
A guaranteed bonus up to 4% of the averaged account balance, to be deposited into the policy account on the 10th anniversary of the policy and every 5th anniversary thereafter.
1 Past performance is not an indicator to future interest rates and the rate may go down as well as up.
2 The actual percentage of Guaranteed Bonus subjects to Plan type.
 

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The above information is for reference only. For a complete explanation of the terms and conditions, please refer to the policy.