Child Education
| Easy Achiever Junior Savings Insurance Plan |
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ING?䏭 Easy Achiever Junior will pay Guaranteed Cash Coupons starting from the age of 18 together with a Guaranteed Maturity Bonus at Policy maturity. This easily fits with your goals for your child and helps accomplish your child?䏭 potential in life.
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Score big with a four-year guaranteed education fund |
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Guaranteed Cash Coupons for 3 consecutive years when your child reaches the age of 18 and a Guaranteed Maturity Bonus when your child reaches the age of 21 , with a total of 130% of the Sum Insured.
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Designated contributions to ease your planning |
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10-year premium payment term to ease financial planning for your child. |
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Increase your winning margin with Special Bonus |
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Upon maturity, surrender
of the Policy or a death claim from the 5th Policy anniversary onwards,
a Special Bonus will be payable. |
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Guaranteed Insurability Option for peace of mind |
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Your child can purchase any whole life insurance plan within 60 days after the Policy maturity with a Sum Insured up to three times the Sum Insured of this Policy or HK$2,000,000 (whichever is lower) with no medical underwriting required |
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"Easy Achiever"
offers Guaranteed Cash Coupons after the end of your premium payment period. Choices of 10, 15 or 20-year premium payment terms are offered to ease your
financial planning. Please click here for the product leaflet.
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| 1 Each Guaranteed Cash Coupon is equivalent to 35% of the Sum Insured. A Guaranteed Maturity Bonus is equivalent to 25% of the Sum Insured. |
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| Basic + Junior |
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| It is the desire of parents to provide the best possible for their children, from the clothes they wear to their education. ING Basic + Junior is tailor-made for children between newly born to 17-year-old. Through this plan, you can provide comprehensive life protection for your children, as well as earning attractive interest returns for their education and for the future.
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Flexible Protection and Premium Paid/Withdrawal- A Plan that Grows with Your Child
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Two different types of coverage ??Increasing Benefit (sum insured plus account value) or Level Benefit (sum insured or account value, whichever is higher)
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Premium Holiday to suspend premium and to resume it when necessary. |
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Flexibility to withdraw accumulated account value as your child grows. |
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Variable Premium Payment Options for Extra Flexibility |
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Include Basic Premium, Regular Contribution and Booster Contribution, allowing you to choose the premium amount as your child's education plan changes.
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Protect Your Savings Against Inflation with Higher Potential Interest |
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The average interest rate of similar plans over the past 10 years was over 6%. |
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A guaranteed bonus up to 4% of the averaged account balance, to be deposited into the policy account on the 10th anniversary of the policy and every 5th anniversary thereafter.
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| 1 Past performance is not an indicator to future interest rates and the rate may go down as well as up. |
| 2 The actual percentage of Guaranteed Bonus subjects to Plan type. |
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The above information is for reference only. For a complete explanation of the terms and conditions, please refer to the policy.
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