Savings Plan


i.ULife Plus
Basic Plus Series

i.ULife Plus
This plan is specially designed to accumulate savings and offer you the opportunity to enjoy attractive returns. This plan is an effective means to increase your capital while providing accidental death protection, with which you can rest assured that you are well protected.

Flexible financial management
Increase your account value through booster and regular contributions
Allow withdrawal of your accumulated account value at anytime
Potential growth for interest
Your account value will grow according to the interest distributed each year by the Company. The average interest rate of similar plans over the past 10 years was 6.27%
Variable premium payment options
Can choose to make regular contributions to your account or determine your premium amount as desired.
Can choose to have a premium holiday to suspend your premium payments, allowing easy financial management.
Additional cushion brings peace of mind
A fixed basic life coverage of US$125/HK$1,000
An Accidental Death Benefit up to a maximum of US$12,500/HK$100,000 in the first five policy years.
Simplified application with no medical examination
No medical examination is required, so you can start your savings plan without delay.
 
1 Subject to the minimum regular contribution amount.
2 Past performance is not necessarily a guide to future performance and the interest rate may go down as well as up.
3 Subject to the minimum regular contribution amount.
4 Please refer to the Benefits Provisions of the Policy Contract for the circumstances under which the Accidental Death Benefit is not applicable.
 

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Basic Plus Series
A comfortable t-shirt may be simple, but it is something that we cannot do without. Just like ING Basic+, which gives you the opportunity to earn attractive interest returns while acquiring comprehensive life protection – satisfy two of your basic needs in one stroke and allowing you to enjoy more flexibility.

Flexible Protection and Premium Paid/Withdrawal to Suit Your Needs
Two different types of coverage – Increasing Benefit (sum insured plus account value) or Level Benefit (sum insured or account value, whichever is higher).
Premium Holiday to suspend premium and to resume it when necessary.
Flexibility to withdraw accumulated account value to meet personal needs.
Variable Premium Payment Options for Extra Flexibility
Include Basic Premium, Regular Contribution and Booster Contribution, allowing you to choose the premium amount as desired.
Protect Your Savings Against Inflation with Higher Potential Interest
The average interest rate of similar plans over the past 10 years was over 6%.
A guaranteed bonus up to 4% of the averaged account balance, to be deposited into the policy account on the 10th anniversary of the policy and every 5th anniversary thereafter.
With Protection until the age of 100, Whatever Your Goals, It Just Fits
A plan that can suit your needs - saving to get married, saving for your children's education or saving for retirement, etc
Comprehensive protection until the age of 100
Basic Plus also offers a junior version "Basic Plus Junior", which is specially designed for your beloved children, taking care of their education planning and other needs in future. Please click here for the product leaflet.
 
1 Past performance is not an indicator to future interest rates and the rate may go down as well as up.
2 The actual percentage of Guaranteed Bonus subjects to Plan type.
 

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The above information is for reference only. For a complete explanation of the terms and conditions, please refer to the policy.