Savings Plan
| Eternity Savings Insurance Plan |
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Eternity Savings Insurance Plan enables your wealth to grow steadily over time, giving you and your loved ones peace of mind, and providing you a more secure financial future to meet your needs at different stages of life.
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Eternal Assurance |
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Starting from the 6th Policy anniversary, you will receive Guaranteed Cash Coupons equal to 5.5% of the Sum Insured every three years until the age of 100. You can leave the Coupons in the Policy to accumulate a growth in interest1 or withdraw the Coupons while the Policy is in force. |
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Eternal Returns |
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Besides the regular Guaranteed Cash Coupons, you are also entitled to receive Dividends2 equal to 0.5% of the Sum Insured every year until the age of 100 starting from the 6th Policy anniversary. Moreover, a Special Bonus2 will be payable upon surrender or maturity of the Policy provided that the Policy has been in force for more than 5 years. |
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Eternal Warranty |
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Premium payments stay level and unchanged throughout the designated policy period, allowing you to plan your finances with ease. Also, the issuance of this plan is guaranteed. |
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Eternal Love |
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In the case of death of the Insured, the Beneficiary is entitled to Death Benefit equivalent to the higher of the following: |
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| (1) 101% of total premiums paid3 + accumulated Guaranteed Cash Coupons + accumulated Dividends2, or
(2) Guaranteed Cash Value + accumulated Guaranteed Cash Coupons + accumulated Dividends2 + Special Bonus2 |
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| 1 The interest rate is not guaranteed and is determined by the Company at its absolute discretion. |
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2 Dividends and Special Bonus are non-guaranteed payments and are subject to change at the Company's absolute discretion. |
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3 'Total Premiums Paid' will be calculated as determined by the Company based on the latest Sum Insured. |
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The features above are indicative only. Please refer to Product Brochure for details. |
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| Easy Achiever Savings Insurance Plan
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ING's Easy Achiever Savings Insurance Plan will pay Guaranteed Cash Coupons after the end of your premium payment period. With comprehensive life insurance protection up to age 100, Easy Achiever makes planning for your future incredibly simple and worry-free.
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Score big with five years of guaranteed coupon payments |
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Guaranteed Cash Coupons for 5 consecutive years after the end of your premium payment period, with a total of 75% of the Sum Insured. |
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Designated contributions to ease your planning |
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Choices of 10, 15 or 20-year premium payment terms are offered to ease your financial planning. |
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Increase your winning margin with Special Bonus2 |
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Upon maturity, surrender of the Policy or a death claim from the 5th Policy anniversary onwards, a Special Bonus2 will be payable. |
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Enjoy top of the league all-round protection |
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Lifelong protection up to age 100. Furthermore, a wide range of insurance riders such as crisis protection, accidental coverage and hospitalization plans are also available to suit your needs. |
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Provide annuity options3
for your retirement arrangement |
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Easy Achiever also offers "Easy Achiever Junior", which is specially designed for your beloved children, taking care of their education planning and other needs in future. Please click here for the product leaflet.
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| 1 Each Guaranteed Cash Coupon is equivalent to 15% of the Sum Insured |
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Dividends and Special Bonus are non-guaranteed payments and are subject to change at the Company's absolute discretion. |
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3 An annuity of 15 years (available in HK$ or US$) or 20 years (available in US$ only) is available after the end of the premium payment period or when you reach the age of 55 (whichever is later). For death within the annuity payment period, the designated Beneficiary will continue to receive the rest of the annuity payment until maturity of the annuity. |
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The features above are indicative only. Please refer to Product Brochure for details. |
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| i.ULife Plus |
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This plan is specially designed to accumulate savings and offer you the opportunity to enjoy attractive returns. This plan is an effective means to increase your capital while providing accidental death protection, with which you can rest assured that you are well protected.
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Flexible financial management |
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Increase your account value through booster and regular contributions |
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Allow withdrawal of your accumulated account value at anytime |
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Potential growth for interest |
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Your account
value will grow according to the interest distributed each year by the
Company. The average interest rate of similar plans over the past 10
years was 6.27% |
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Variable premium payment options |
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Can choose to make regular contributions to your account or determine your premium amount as desired. |
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Can choose to have a premium holiday to suspend your premium payments, allowing easy financial management. |
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Additional cushion brings peace of mind |
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A fixed basic life coverage of US$125/HK$1,000 |
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An Accidental Death Benefit up to a maximum of US$12,500/HK$100,000 in the first five policy years. |
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Simplified application with no medical examination |
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No medical examination is required, so you can start your savings plan without delay.
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| 1 Subject to the minimum regular contribution amount. |
| 2 Past performance is not necessarily a guide to future performance and the interest rate may go down as well as up. |
| 3 Subject to the minimum regular contribution amount. |
| 4 Please refer to the Benefits Provisions of the Policy Contract for the circumstances under which the Accidental Death Benefit is not applicable. |
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Download Brochure |
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| Basic Plus Series |
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A comfortable t-shirt may be simple, but it is something that we cannot do without. Just like
ING Basic+, which gives you the opportunity to earn attractive interest returns while acquiring comprehensive life protection - satisfy two of your basic needs in one stroke and allowing you to enjoy more flexibility.
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Flexible Protection and Premium Paid/Withdrawal to Suit Your Needs |
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Two different types of coverage - Increasing Benefit (sum insured plus account value) or Level Benefit (sum insured or account value, whichever is higher).
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Premium Holiday to suspend premium and to resume it when necessary. |
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Flexibility to withdraw accumulated account value to meet personal needs.
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Variable Premium Payment Options for Extra Flexibility |
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Include Basic Premium, Regular Contribution and Booster Contribution, allowing you to choose the premium amount as desired. |
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Protect Your Savings Against Inflation with Higher Potential Interest |
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The average interest rate of similar plans over the past 10 years was over 6%. |
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A guaranteed bonus up to 4% of the averaged account balance, to be deposited into the policy account on the 10th anniversary of the policy and every 5th anniversary thereafter.
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With Protection until the age of 100, Whatever Your Goals, It Just Fits |
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A plan that can suit your needs - saving to get married, saving for your children's education or saving for retirement, etc |
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Comprehensive protection until the age of 100 |
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Basic Plus also offers a junior version "Basic Plus Junior", which is specially designed for your beloved children, taking care of their education planning and other needs in future. Please click here for the product leaflet.
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| 1 Past performance is not an indicator to future interest rates and the rate may go down as well as up. |
| 2 The actual percentage of Guaranteed Bonus subjects to Plan type. |
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Download Brochure |
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The above information is for reference only. For a complete explanation of the terms and conditions, please refer to the policy.
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