GolferCare

Product Highlights
Coverage
Annual Premium
Notes
Major Exclusions

  

Product Highlights
GolferCare is a comprehensive insurance package, protects you against: accidental death or injury, loss of golfing equipment / personal effects and personal liability
Worldwide coverage
Tournament Curtailment Benefit
Packaged Premium for Couple
No excess

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Coverage
Personal Liability:
covers legal liability to third parties for bodily injury and damage to property whilst playing or practicing golf at any recognised golf course or driving range
maximum total amount payable for compensation : HK$3,000,000

Personal Accident:
covers accidental death, loss of limb(s) or eye(s) whilst playing or practicing golf at any recognised golf course or driving range
maximum benefit payable : HK$500,000

Golfing Equipment:
loss of or damage to golfing equipment (golf clubs, bags, balls, caddie cars and umbrellas) whilst playing at or in transit to or from any recognised golf course or driving range
maximum amount up to HK$15,000 per event, HK$2,000 per article & HK$30,000 per year

Personal Effects:
loss of or damage to personal effects caused by fire and theft at any recognised golf course or driving range
maximum amount up to HK$5,000 per event, HK$1,000 per article & HK$10,000 per year

Hole-in-One:
reimburses expenses incurred in a golf club for celebration of achieving a Hole-in-One whilst playing at any recognised golf club
amount payable : HK$3,000 per event

Golf Tournament Curtailment
reimburses irrecoverable prepaid cost and unused portion of a journey for Golf Tournament outside Hong Kong as a result of death, serious injury/sickness of the Insured Person or his/her immediate family members
amount payable : HK$5,000 per event

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Annual Premium
HK$550.00 (individual)
HK$750.00 (spouse included)

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Notes:
Age limit: 18 - 65
Not applicable to residents outside Hong Kong
Not applicable to professional golfer
Subject to Hong Kong Jurisdiction Clause
Loss of golfing equipment and personal effects must be reported to the local police within 24 hours and a police report is obtained
Minimum policy premium: HK$500

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Major Exclusions
War & any act of terrorism
Normal wear & tear under Golfing Equipment Section
Loss or damage caused by theft from any unattended vehicle under Golfing Equipment Section
Loss of or damage to watches, jewellery, gold, silver, binoculars, furs, cameras, mobile/portable phone, cash, cheque, card, credit card under Personal Effects Section
Any item separately insured in any other policy

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This brochure gives only an outline of the terms of the insurance cover and any information given herein is subject to the precise terms in our Policy, a specimen copy of which will be furnished to you on request.