Student AccidentCare
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| Product Highlights |
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Covers Accidental Death & Permanent Total Disablement, Hospital Cash Allowance and Accidental Medical Expenses |
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24 hours worldwide protection |
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| Basic Benefits |
| 1. Accidental Death & Permanent Total Disablement |
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A sum equal to the percentage of Capital Sum specified in the Policy is payable
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| 2. Daily Hospital Cash Allowance |
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In the event the Insured Person suffers bodily injury and is confined in hospital for treatment, a daily benefit is payable for the period of confinement subject to a maximum period not exceeding 365 days.
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| 3. Accidental Medical Expenses |
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Reimbursement of the incurred fees for medical and surgical treatment for bodily injury to the Insured Person in respect of any one accident, not exceeding the amount of Sum Insured.
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| OPTIONAL BENEFITS |
| 4. Chinese Bonesetter Treatment Expenses |
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Chinese acupuncture or bonesetter expenses incurred up to HK$100 per visit per day subject to a maximum of HK$1,000 per accident and HK$3,000 per Policy year.
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| Eligibility |
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All Full-time unmarried students studying in Hong Kong aged 2 years and 8 months to 23 years. |
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| Schedule of Benefits |
| Benefits |
Plan 1
(HK$) |
Plan 2
(HK$) |
Plan 3
(HK$) |
| 1. |
Accidental Death or Permanent Total Disablement |
150,000 |
300,000 |
500,000 |
| 2. |
Daily Hospital Cash Allowance
(maximum 365 days) |
150 |
300 |
500 |
| 3. |
Accidental Medical Expenses
(maximum per accident / year) |
8,000 |
10,000 |
12,000 |
| 4. |
Optional Benefits - Chinese Bonesetter Treatment Expenses (maximum per year) (HK$100 per visit per day, maximum HK$1,000 per accident) |
3,000 |
3,000 |
3,000 |
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| Premium Table |
| BENEFITS |
Plan 1
(HK$) |
Plan 2
(HK$) |
Plan 3
(HK$) |
| Item 1 - 3 |
300 |
400 |
600 |
| Item 1 - 4 |
450 |
550 |
750 |
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| Major Exclusions |
| The following is only a summary of the major exclusions. Please refer to the Policy for full details. |
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War, Invasion or Civil War; Act of Terrorism; Active Military Service; Professional Sports; Sickness and Disease; Suicide and Self-inflicted injury; Pregnancy or Childbirth; Flight or Ship Crew; Racing other than on foot or swimming; Diving to a sea-depth greater than 30 metres; Climbing or Mountaineering requiring use of ropes; Hang Gliding and Parachuting. |
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This brochure gives only an outline of the terms and conditions of the insurance cover and any information given herein is subject to the precise terms and conditions in our Policy, a specimen copy of which will be furnished to you on request.
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